[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.omfg.sk\/5-najvacsich-chyb-veducich-k-financnym-problemom\/#Article","mainEntityOfPage":"https:\/\/www.omfg.sk\/5-najvacsich-chyb-veducich-k-financnym-problemom\/","headline":"5 NAJV\u00c4\u010c\u0160\u00cdCH CH\u00ddB VED\u00daCICH K FINAN\u010cN\u00ddM PROBL\u00c9MOM","name":"5 NAJV\u00c4\u010c\u0160\u00cdCH CH\u00ddB VED\u00daCICH K FINAN\u010cN\u00ddM PROBL\u00c9MOM","description":"Chyba \u010d.1: Nadmern\u00e9 v\u00fddavky Ve\u013ek\u00e9 \u0161\u0165astie je ak neutrat\u00edte ani jedno euro navy\u0161e. Mo\u017eno sa to nezd\u00e1 by\u0165 ve\u013ek\u00fdm probl\u00e9mom ak si k\u00fapite dvojit\u00e9 mocca kapu\u010d\u00edno, zastav\u00edte sa v trafike a zoberiete si ve\u013ek\u00e9 balenie cigariet alebo \u010dasto ve\u010deriate v re\u0161taur\u00e1cii. S\u00fa to mali\u010dkosti ale ak si ich spo\u010d\u00edtate, dostanete sumu, ktor\u00e1 v\u00e1s iste nepote\u0161\u00ed. […]","datePublished":"2018-04-05","dateModified":"2018-04-05","author":{"@type":"Person","@id":"https:\/\/www.omfg.sk\/author\/#Person","name":"","url":"https:\/\/www.omfg.sk\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/b72fc1bf1bf254b4118ef99c1da35a199f5a8e7c33c2166eae92618994df57ea?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/b72fc1bf1bf254b4118ef99c1da35a199f5a8e7c33c2166eae92618994df57ea?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"omfg.sk","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.omfg.sk\/wp-content\/uploads\/img_a288358_w16495_t1528215324.jpg","url":"https:\/\/www.omfg.sk\/wp-content\/uploads\/img_a288358_w16495_t1528215324.jpg","height":0,"width":0},"url":"https:\/\/www.omfg.sk\/5-najvacsich-chyb-veducich-k-financnym-problemom\/","wordCount":450,"articleBody":"Chyba \u010d.1: Nadmern\u00e9 v\u00fddavkyVe\u013ek\u00e9 \u0161\u0165astie je ak neutrat\u00edte ani jedno euro navy\u0161e. Mo\u017eno sa to nezd\u00e1 by\u0165 ve\u013ek\u00fdm probl\u00e9mom ak si k\u00fapite dvojit\u00e9 mocca kapu\u010d\u00edno, zastav\u00edte sa v trafike a zoberiete si ve\u013ek\u00e9 balenie cigariet alebo \u010dasto ve\u010deriate v re\u0161taur\u00e1cii. S\u00fa to mali\u010dkosti ale ak si ich spo\u010d\u00edtate, dostanete sumu, ktor\u00e1 v\u00e1s iste nepote\u0161\u00ed. Len pri 25\u20ac zaplaten\u00fdch za drobnosti t\u00fd\u017edenne v\u00e1m ro\u010dne hod\u00ed sumu, za ktor\u00fa by ste mohli \u00eds\u0165 na dovolenku.\u00a0Chyba \u010d.2: N\u00e1kup nov\u00e9ho autaRo\u010dne sa pred\u00e1 mili\u00f3ny \u00e1ut aj ke\u010f m\u00e1lo kupuj\u00facich si m\u00f4\u017ee dovoli\u0165 zaplati\u0165 ich v hotovosti. Neschopnos\u0165 plati\u0165 hotovos\u0165 za nov\u00e9 auto v\u0161ak znamen\u00e1 neschopnos\u0165 si ho dovoli\u0165.\u00a0Niekedy v\u0161ak \u010dlovek in\u00fa mo\u017enos\u0165 nem\u00e1 ak auto potrebuje. Vtedy je dobr\u00e9 zv\u00e1\u017ei\u0165 \u010di skuto\u010dne utiahnete ve\u013ek\u00e9 SUV, ktor\u00e9 je finan\u010dne n\u00e1ro\u010dn\u00e9 na poplatky za palivo aj poistku.Ak u\u017e chcete investova\u0165 do k\u00fapy nov\u00e9ho auta vyberajte \u010do najviac \u00fasporn\u00e9. \u00a0Chyba \u010d.3: \u017diadne \u00fasporyVe\u013ea \u013eud\u00ed zar\u00e1ba a\u017e pr\u00edli\u0161 m\u00e1lo, \u017eij\u00fa od v\u00fdplaty k v\u00fdplate a nepredv\u00eddate\u013en\u00fd probl\u00e9m pri v\u00fdpadku len jednej jedinej sa m\u00f4\u017ee sta\u0165 katastrofou. Ve\u013ea finan\u010dn\u00fdch odborn\u00edkov sa zhodlo, \u017ee na \u00fa\u010dte by ste si mali ponecha\u0165 sumu minim\u00e1lne troch mesa\u010dn\u00fdch v\u00fdplat. To by v\u00e1m zaistilo bezprobl\u00e9mov\u00fd chod va\u0161ej dom\u00e1cnosti pre pr\u00edpad straty zamestnania.\u00a0Sk\u00faste si vypracova\u0165 vlastn\u00fd \u00fasporn\u00fd pl\u00e1n, na webe sa d\u00e1 n\u00e1js\u0165 mno\u017estvo in\u0161pirat\u00edvnych \u010dl\u00e1nkov ako na to.\u00a0Chyba \u010d.4: NeinvestujeteAk nem\u00e1te \u017eiadne peniaze, ktor\u00e9 by pre v\u00e1s \u201epracovali\u201c a prin\u00e1\u0161ali nejak\u00e9 bo\u010dn\u00e9 pr\u00edjmy, nem\u00f4\u017eete presta\u0165 chodi\u0165 do zamestnania-nikdy. Aj ke\u010f v na\u0161om \u0161t\u00e1te m\u00e1me \u201eistotu\u201c,\u017ee pri odchode do d\u00f4chodku dostaneme pravideln\u00fd mesa\u010dn\u00fd d\u00f4chodok, je dobr\u00e9 si odklada\u0165 e\u0161te popri tom tom mal\u00fa \u010diastku. Najlep\u0161ie na term\u00ednovan\u00e9 \u00fa\u010dty, kde sa pripisuj\u00fa \u00faroky.\u00a0Ak si neviete rady sami, vyh\u013eadajte finan\u010dn\u00e9ho poradcu medzi svojimi zn\u00e1mymi a nechajte si vypracova\u0165 finan\u010dn\u00fd pl\u00e1n \u0161it\u00fd presne na mieru va\u0161ej finan\u010dnej situ\u00e1cii.\u00a0Chyba \u010d.5: Nem\u00e1te pl\u00e1n\u013dudia tr\u00e1via neuverite\u013en\u00e9 mno\u017estvo \u010dasu sledovan\u00edm telev\u00edzie alebo surfovan\u00edm na soci\u00e1lnych sie\u0165ach ale nen\u00e1jdu si ani dve hodinky t\u00fd\u017edenne, ktor\u00e9 by venovali svojim financi\u00e1m. Bu\u010fte in\u00fd a zme\u0148te to! Pl\u00e1ny a ich dodr\u017eiavanie s\u00fa pre v\u00e1s k\u013e\u00fa\u010dov\u00e9.\u00a0                                                                                                                                                                                                                                                                                                                                                                                                "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"5 NAJV\u00c4\u010c\u0160\u00cdCH CH\u00ddB VED\u00daCICH K FINAN\u010cN\u00ddM PROBL\u00c9MOM","item":"https:\/\/www.omfg.sk\/5-najvacsich-chyb-veducich-k-financnym-problemom\/#breadcrumbitem"}]}]